For April I've decided to take a much more aggressive route toward paying down my credit cards. Everyone likes to say that they are credit card debt free and I want to too! Too large of a balance to pay off in 1 month, but I can double the payments to $1000 a month and have 3 cards that I do carry a balance on paid off in 5 1/2 months. Will not also be saving $1000 a month like I intended, but this seems like the smarter thing to do.
I've never felt they were that much of a burden but now I'm embarrassed about it. Many of my friends have so much debt and I see how much it makes them worry. I just want to take a proactive measure to stop it before it comes worse.
I need motivation daily to keep my goals in mind, but it's starting to become a habit to try to find ways to spend less. I'm just trying to make the smartest decisions I can. I want to feel like I'm going somewhere.
Peer Pressure
March 30th, 2006 at 05:48 pm
March 30th, 2006 at 06:03 pm 1143741792
March 30th, 2006 at 07:15 pm 1143746158
March 30th, 2006 at 09:59 pm 1143755975
When you have money in the bank you will feel lighter in your shoes.
So...why not do both?! Pay off more of the debt while still putting something (anything) in the bank. The reason for this is that it becomes a well ingrained habit. Like brushing your teeth. Even if it's $5 a week in savings; it's something and it adds up.
Congrats on your progress!
May 3rd, 2006 at 01:39 am 1146620398